The primary way Beacon Hill Financial executes client strategies is through Individual Security Selection.  Individual Security Selection means we pick individual stocks, bonds, preferred stocks, etc. that match the needs of the individual client.  Since we manage each client based on their unique situation, it is important to continually monitor each individual client account.  We do not fully invest a client account for the sake of executing a strategy, but we invest a client account as the market allows; something Mutual Funds just can't provide.  This method is best used for client's with investment portfolio's in excess of $250,000. 

For client's with under $250,000, we execute the same individual strategy using Exchange Traded Funds (ETF's), Closed End Funds (CEF's), and some Mutual Funds as appropriate.  The primary way we execute this strategy is through the use of ETF's.  ETF's have experienced an explosion in its popularity and scope.  In years past, it was difficult to execute an individual strategy for a client using Mutual Funds which were difficult to understand the true investments within the fund.  With the advent of the ETF's, it is much easier to understand at all times the actual assets within the fund.  This has increased the ability to manage smaller accounts with the same level of predictable outcome as we have experienced with larger accounts.